So, are you going to purchase a home? Well, Then you are going to take one of the most important decisions in your life. Though your decision to purchase a house is very important, it is very serious as same. In order to start saving for a house, our team in Founder activity love to share this simple and helpful guide by using a calculator.

This calculator will help you to create a plan to purchase a home.

House Calculator

In order to save for a house, you have to make a plan to track your personal finances. Including you, most people would prefer to spend less and save more. But, when dealing with the day to day activities, it may be impossible to save money. So as a solution, we can use budget saving for a house calculator apps to track the spending and save money, to achieve the goal of saving for a house. Let’s see the budget-calculating apps, to track and save your money.

Best Budget calculating apps

In fact, budgeting apps have become increasingly popular over the decade. They are the software, that makes it easier to monitor spending and saving habits. You can improve your finances with the range of features that offers budget calculating apps.

So, let’s see the best budget-calculating apps on the market.

You need a Budget app (YNAB)

Saving for a House Calculator You need a Budget app (YNAB)

When comparing the You Need a Budget app, with budget calculating apps, this is the best overall app. It means, this app is best in cost, features, security, and positive reviews.

YNAB says, normally new budgeters save $600 in their first two months and more than $6000, in their first year. So, it is very easy to save money for a house. The best thing is, this company offers a 34-day free trial and it is 100% no risk, as well as a money-back guarantee.

In the beginning, you can learn the basics to use this app, through video courses, live workshops, or reading a guide. If you are looking for security, the YNAB app will protect your information by using bank-level encryption for all data.

Free 34 days trial
$84 per year
100% money-back guarantee
Recent sync issues
Strong customer service
Complete budget makeover


Saving for a House Calculator Mint

Are you looking for a totally free budget-calculating app, Mint is the best Free budgeting app. This app is one of the most popular apps available, with over 20 million users. In fact, this app is free and easy to use for all levelled budgeters. Further, you can also set up bill payment reminders, track your investments, and access your TransUnion credit score.

Mint is a great option for anyone who is looking to improve their spending habits. Because this app is free. This app allows you to see all your accounts in one place and track your spending on a daily basis. Not only that, but Mint also offers monthly bill tracking, including payment reminders.

The main thing is, Mint will protect your data through features like multi-factor authentification, touch ID mobile access, and security scanning with Verisign.

Investment tracking
Some technical issues
Free budgeting app
Spending categorization could be better
Free TransUnion credit scores


Saving for a House Calculator PocketGuard

Are you spending too much? Then the PocketGuard app will help you to save for your house. This app will help you to curb overspending. PocketGuard will help you to track your income, expenses, and savings to tell you how much you can spend every day.

At the first, you need to connect your checking, savings, and credit card accounts to get started. Then you can see, what you are spending, and where to save, and reminds you when to pay credit card bills. The company uses an algorithm to identify how much money you can spend based on your income.

Further, this app offers a smart bill reminder to keep track of due dates, create your categories, change transaction dates, track cash, Split up transactions, and manage ATM deposits and withdrawals.

Easy to use
No phone support
Free basic budgeting app
Some technical issues
Cash flow at a glanceThe cost is $34.99 per year

Personal Capital app

Saving for a House Calculator Personal Capital app

The Personal Capital app is the best app for building wealth. This will help to save for a house. You can sync your financial accounts in one place to track your net worth. As well as there is a free analyzer to check portfolio fees. There are retirement planner tools and educational planner tools. You can use these features in order to plan your future.

Accordingly, you can save money through a budget-calculating app. Now, you may have an idea about how much money you need to buy a home. Then it’s time to start saving. Don’t you have an idea of how to save for a house? Then, here are the simple strategies to follow in order to start saving.

Net worth tracking
Less focused on budgeting
Free analyzer tool for your portfolio
Future planner tools

Simple strategies to save money for a house

  • Building a better budget
  • Cut-down bad habits
  • Reducing expenses
  • Seeking other employment options
  • Pay off your debt
  • Automate your savings

Building a better budget

The very first step in the saving process is budgeting. Simply, budgeting is the process of creating a plan to spend your money. This step will help you to divert money to your down payment. Whether you are using a budget spreadsheet or not, you will probably need some way of determining where your money is going each month. So, Building a better budget with a template can help you feel more in control of your finances and let you save money for your house.

Cut-down bad habits

Depleting or entirely cutting at least a single bad habit can help you to save hundreds of dollars per year. Bad habits like smoking, drinking too much alcohol, gambling, and many other bad habits can lose you a lot of money.

Just think, a person who is addicted to smoking needs more and more cigarettes ad he wastes lots of money on it. The average pack of cigarettes costs about $7. If he stops it, he will save more than $700 per year. Not only the money but the health costs also save over the years.

So, consider quitting your unhealthy as well as bad habits and save money for your house.

Reduce unnecessary expenses

Reducing unnecessary expenses is another fast way to save money rapidly. Instead of paying unnecessary expenses, you can downsize and divert that extra money into a savings account. For example, you can move into a small apartment that has a low rent, you can easily divert the extra money to a savings account. When downsizing, you will be able to spend a simple life and you will enjoy it.

Seeking other employment options

Switching to a high-paying job can help you to save more money which is needed for your down payment. You can get the help of websites that post jobs and you can compare their salaries of them. If you don’t love your job, you can consider getting into high-paying positions that you qualify for.

Pay off your debt

Now, you are on a life-changing mission to buy a home. Diverting your extra income toward your debt might seem unreasonable. But, if you are a mortgage candidate, the first thing lenders look for is your debt-to-income ratio. Simply, the more debt you have means the less possibility of you being a candidate.

So, take some time to reduce your debt and pay off your debt as same.

Automate your savings

Are you a person who is spending a lot of money shopping? Then, you may be seeking to automate your savings. In order to do that, first, decide how much you want t save per month for the house. Then, contact your bank and establish an automatic withdrawal from your primary account into a separate savings account. After that, your bank will automatically take money out of your account each month and save them in a separate account. This method is very useful in managing your money.

Accordingly, these are the simple strategies that you have to follow to save for a house. You will be easy to save for a house if you follow these steps. So, consider these strategies and achieve your target in a period of time.

simple strategies to save money for a house

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Uditha Sanjaya
Uditha Sanjaya, owner of "Founder Activity" has been passionate about business since he was 14 and started his own Online marketing group in his home garage. Now His unique talent is helping B2B and B2C companies with unique lead-generation campaigns.

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